Do You Know about
SCHEDULED AWARDS?
What is a schedule award? Not many of us
have heard of this before. It's a little known benefit, which is available
from the Department of Labor.
Schedule awards are compensation provided for
specified periods of time for the permanent loss, or loss of use, of
certain parts and functions of the body. Partial loss or loss of use of
these parts and functions is compensated on a proportional
basis.
This means, if you suffer permanent disability, you
may qualify for a schedule award. If you suffer from more than one
disability, you may qualify for other schedule awards (a one-time lump sum
for each).
Compensation
Schedule: The following is a table which shows the number of
weeks payable for each schedule member if the loss or loss of use of the
function or part of the body is total:
Member |
Weeks ( x your pay) |
Member |
Weeks ( x your pay) |
Arm |
312 |
Loss of hearing - monaural |
52 |
Leg |
288 |
Loss of hearing - binaural |
200 |
Hand |
244 |
Breast |
52 |
Foot |
205 |
Kidney |
156 |
Eye |
160 |
Larynx |
160 |
Thumb |
75 |
Lung |
156 |
First finger |
46 |
Penis |
205 |
Great toe |
38 |
Testicle |
52 |
Second finger |
30 |
Tongue |
160 |
Third finger |
25 |
Ovary (including Fallopian Tube) |
52 |
Toe other than great toe |
16 |
Uterus/cervix |
205 |
Fourth finger |
15 |
Vulva/vagina |
205 |
Compensation for loss of binocular vision or for
loss of 80 percent or more of the vision of an eye is the same as for
loss of the eye. The degree of loss of vision or hearing for a schedule
award is determined without regard to correction; that is, improvements
obtainable with use of eyeglasses and hearing aids are not considered in
establishing the percentage of impairment.
The law contains no provision for payment of a
schedule award on account of permanent impairment to the back, heart or
brain. There are also payment provisions for partial disability. This must
be thoroughly documented by a qualified physician.
Medical Evidence
Required: Before payment of a schedule award can be
considered, the condition of the affected part of the body must reach
maximum improvement. This determination involves a medical judgment that
the condition has permanently stabilized.
Please obtain medical evaluations from a specialist or
most qualified doctor to treat your condition to avoid denial of your
claim, and make sure the doctor's statements are extremely thorough,. In
most cases the percentage of impairment is determined in accordance with
the American Medical Association's Guides to the Evaluation of Permanent
Impairment, and the evaluation on which the award is based must conform to
the guidelines set forth in that publication (see chart
above).
Claim and
Payment: If a claim for wage loss has not previously been
submitted, Form CA-7 (Claim for Compensation on Account of Traumatic
Injury/Occupational Disease) may be used to initiate a claim for schedule
award. Otherwise, consideration may be requested by narrative letter.
Compensation for schedule awards is computed by multiplying the indicated
number of weeks times 66 2/3 percent (without dependents) or 75 percent
(with dependents) of the pay rate (see paragraph (1) above for more
information concerning dependents).
Decision: When a
schedule award is issued, the employee and agency will be notified of the
length of the award (in number of weeks or days), the starting date of the
award (the date of maximum medical improvement), the pay rate on which
benefits are computed, and the compensation rate.
The decision will include a description of the
employee's appeal rights should he or she disagree with any element of the
decision.
Schedule awards can be paid even if the employee
returns to work. Employees may not, however, receive wage loss
compensation and schedule awards benefits concurrently for the same
injury.
If an employee sustains a period of temporary total
disability during the course of the award, it may be interrupted to pay
the period of disability; the schedule award will resume afterwards. If an
employee dies during the course of a schedule award from causes unrelated
to the compensable injury, his or her dependents are entitled to the
balance of the award at the rate of 66 2/3 percent.
Questions and Answers about
the Federal Employees' Compensation Act (Pamphlet CA-550). Handbook for
injured workers, dealing with Schedule Awards (sec 98-102):
Q. If as the result of employment, an employee
suffers permanent disability involving loss or loss of use of a member,
function, or organ of the body such as an arm, foot, lung, or loss of
vision or hearing, is he or she entitled to compensation for impairment,
in addition to compensation for wage loss?
A. The FECA provides a schedule of payments for
the loss or loss of use of specified members, functions and organs of the
body. The schedule award is paid when the medical evidence establishes
that the schedule part of the body has reached maximum medical
improvement. It is paid on the same basis that wage loss compensation is
paid, i.e., at two-thirds or three-fourths of the employee's pay
rate.
Q. Can schedule award payments be made while an
employee is working?
A. Yes. Payment is made for a specified number
of weeks even if the individual returns to regular work at full pay.
Schedule awards may also be paid while an employee is receiving sick or
annual leave pay, drawing Civil Service Retirement benefits, working for
private industry, or is self-employed. They may not be paid, however,
while an employee is receiving compensation benefits for wage loss for the
same injury.
Q. Can a schedule award be paid on the basis of
permanent impairment of the brain, heart, or back?
A. No. These parts of the body are specifically
excluded from schedule award consideration under 5 U.S.C. 8l01 (20).
Compensation is paid, however, for wage loss resulting from such
impairment.
Q. What happens if an employee suffers
disfigurement as a result of a work injury?
A. In cases where an employee suffers injury to
the face, neck, or head, and disfigurement results, the FECA provides for
payment of an award of compensation not to exceed $3500 if the
disfigurement will likely be a handicap in securing or maintaining
employment. Such awards are considered for seriously disfiguring scars and
deformities.
Q. Specifically, what is the schedule of
payments for permanent impairment of the various extremities, organs and
body functions?
A. Compensation is provided for specified
periods of time for the permanent loss, or loss of use, of certain parts
and functions of the body. Partial loss or loss of use of these parts and
functions is compensated on a proportional basis.
Basic steps in processing
Scheduled Awards (S/A) at the Department of Labor:
Receive the CA-7 from claimant.
Review the case to determine the appropriateness of
S/A processing.
Send appropriate development letter to
claimant.
Review incoming exam report from claimant's
physician for completeness.
Send case file to Office Medical Advisor for a
rating of percentage.
Set-up, key and verify the S/A
payment.
Send CA-181 letter to claimant and agency
explaining the S/A and appeal Rights. If you feel you are entitled to a
Schedule Award, please fill out the CA-7 and see your physician
immediately. The Department of Labor has an Employees' Compensation
automated Information Line, if you wish to check on your
claim.
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